If Unique Management Services is contacting you about a debt, it’s important to understand your rights under the Fair Debt Collection Practices Act (FDCPA). Repeated or excessive phone calls—especially multiple calls per day or calls made early in the morning or late at night—may be considered harassment. Debt collectors cannot legally threaten lawsuits, wage garnishment, or arrest un... https://protectionforconsumers.com/unique-management-services-debt-collection-harassment/